Checkout is easy. Just select Affirm and enter some basic information for a real-time decision. No hidden fees. What you see at checkout is what you’ll actually pay.
Pay on Your Terms
Pick a loan that fits your budget
Choose to pay off your purchase over 3, 6 or 12 months with rates from 10-30% APR. You'll make real progress every month, and at the end of your loan, you're free and order clear.
Upon approval, we’ll process your loan immediately. Affirm will send a loan confirmation and payment reminders via email and text message.
How Affirm Works
Sign Up and Get Approved
Select the financing option at checkout. Provide some basic information and get a real-time credit decision to split your purchase into monthly payments.
Select Terms and Options
After you’ve been approved, you can customize your payment plan and details. Choose 3, 6, or 12 month financing with rates from 10-30% APR – whatever works for your budget.
Make Your Payments and Get Organized
Simply pay your monthly bill using a debit card or bank transfer at www.affirm.com/pay.